Ripple’s $5B Circle Bid: Is XRP About to Shake Up Stablecoins?
Ripple reportedly offers $4B-$5B to buy Circle, eyeing USDC dominance. Will XRP reshape the stablecoin game? Dive in!

Ripple’s alleged bid comes after its $1.25 billion acquisition of Hidden Road on April 8, signaling an aggressive push into institutional finance. Circle, with USDC’s $83 billion market cap, is a stablecoin leader, rivaled only by Tether (USDT). Acquiring Circle could integrate USDC with Ripple’s cross-border payment network, boosting XRP’s utility and challenging Tether’s dominance. However, Circle’s IPO ambitions and the bid’s rejection cast doubt on the deal’s likelihood.
A Ripple-Circle merger could reshape the stablecoin market, enhancing XRP’s role in global transactions, especially as Ripple’s RLUSD stablecoin gains traction. XRP’s price, around $2.07, could surge if the deal fuels adoption, but regulatory scrutiny, given Ripple’s SEC history, poses risks. Circle’s IPO plans suggest confidence in its standalone value, potentially driving USDC’s growth independently. For beginners, this highlights the volatile interplay of crypto acquisitions and market sentiment.
Without official confirmation, the deal remains speculative. If Ripple ups its offer, it could spark a bidding war, but Circle’s IPO track seems firm. Investors should monitor XRP and USDC for price swings and diversify to manage risks. Stay cautious—rumors can mislead.