Ripple’s $50M SEC Settlement: Is XRP’s Legal Saga Finally Over?
SEC settles Ripple lawsuit for $50M, but internal opposition sparks doubts. Will XRP face new legal hurdles or soar to $10? Dive in!

The SEC sued Ripple in 2020, alleging $1.3 billion in illegal XRP sales. A 2023 ruling by Judge Analisa Torres found institutional sales violated securities laws, but public exchange sales did not, leading to appeals. In March 2025, both parties dropped appeals, agreeing to a $50 million fine, with $75 million refunded from escrow. Recent filings show SEC internal pushback, with some staff citing insufficient investor protections and concerns over Trump’s influence, given Ripple’s $5 million XRP donation to his inauguration fund.
The settlement lifts a major cloud over XRP, boosting its price 300% since Trump’s election and fueling ETF hopes with an 85% approval chance in 2025. Clearer regulations could drive XRP toward $3.55 or even $10, especially with Ripple’s $1.25 billion acquisition of Hidden Road. Yet, internal SEC dissent and political scrutiny, including Stuart Alderoty’s $300,000 XRP donation to Trump’s campaign, could spark new investigations. A bearish pattern suggests a potential drop to $1.07 if support fails.
The settlement awaits Judge Torres’ approval, expected by June 2025. If finalized, XRP could rally, but unresolved SEC objections or tariff-related market volatility may delay gains. Ripple’s push for private XRP sales and ETF filings will be key to watch.